We make the phone you need affordable today.
J King Gina Limited is a Buy Now, Pay Later smartphone store. Pick a genuine device, choose a 2–6 month plan, put down what you can afford, and spread the rest into clear monthly installments — onboarding completed by a real agent on WhatsApp.
Our story
We started with a simple observation: too many people who could reliably pay a little every month were locked out of good smartphones because they could not pay everything at once. So we built the store we wished existed — honest pricing, transparent installment math, and no hidden charges.
Today customers in FCT Abuja and Lagos walk into a branch, choose from the latest Samsung, Tecno and Infinix models, and leave with a device and a plan they fully understand. Every plan shows the interest, the down payment and the monthly amount up front — the same numbers you see on this website.
Genuine devices only
Every phone is a sealed, warranty-backed unit — no clones, no refurbished surprises.
Plans that fit your pocket
Choose your duration and down payment, and see the exact monthly installment before you commit.
Same-day onboarding
Build your plan online, send it to a branch agent on WhatsApp, and pick up your phone.
A human behind every chat
Real agents — and the CEO's direct line — so you are never stuck with a bot.
CEO direct line
+234 803 745 1817
Call or WhatsApp directly — no gatekeepers.
Ready to own your phone today?
Browse the catalog, build your plan, and a branch agent will take it from there.
Shop Phones